LRMF for Tenants and Service Workers

The Landlord Risk Mitigation Fund (LRMF) provides individuals and families with an opportunity for housing success and stabilization, while protecting the property and business investments of landlords. Tenants and landlords who choose to participate in the LRMF program are indemnified up to $3000 over a two-year period of residency. The money can be used to cover property damage or a non-payment of rent. The fund will NOT cover late rent payments while the tenant is still residing in the unit. It will only reimburse up to two late rent payments if the tenant is evicted or if the tenant abandons the unit. All tenants are responsible for finding a supportive service worker who will provide ongoing support and education to tenant(s) for up to two years. Please visit the Coalition website at fmhomeless.org for a complete description of the program policies and procedures.

Responsibilities of Tenant

The tenant and his or her household must abide by all rules and regulations agreed upon in the lease agreement. The tenant/household must follow the terms of the lease in accordance with state and local law.

The tenant must complete the check- in process with his or her supportive service worker. The tenant will complete an inspection form and clearly document any damages in the unit and will take photos of any existing damages for additional documentation.

If the tenant has a concern regarding the landlord or rental unit, the tenant must contact his or her supportive service worker to receive assistance in resolving the issue.

If the tenant needs additional support in life skills related to housing such as budgeting and finance, cooking, cleaning, apartment etiquette, etc., the tenant must contact his or her supportive service worker for assistance. 

Responsibilities of Supportive Service Worker

The supportive service worker (case manager) must agree to follow the tenant/household for the length of time the tenant is enrolled in the LRMF program (up to two years). Enrollment in the fund can be discontinued by the tenant at any time, but this must be conveyed to the supportive services worker and the FM Coalition for Homeless Persons.

The supportive service worker must complete the check-in process with the tenant. Check-in includes assisting the tenant in completing the inspection form and clearly documenting any damages in the unit. The supportive service worker will also assist the tenant in taking photos of any damages to provide additional documentation.  

The supportive service worker is responsible for providing the FM Coalition with all necessary documentation including the lease agreement and inspection form. The supportive service worker may email the information or mail the information to the Coalition, PO Box 5653 Fargo ND 58105-5653.

The supportive service worker will provide no less than monthly home visits, decreasing in intensity as time goes on.

The supportive service worker will check in with the landlord at least quarterly to ensure the housing process is running smoothly. The supportive service worker will be available to answer all questions or concerns related to the tenant and his or her household. The supportive service worker can act as a liaison between the tenant and the landlord.